What is Medicare?
Medicare is a U.S. federal government insurance program that subsidizes healthcare services. The plan covers people over the age of 65, younger people who meet specific eligibility criteria, and individuals with certain diseases. Our Medicare Specialist has more than 25 years of experience in the field, easing the complexity of this insurance for those seeking to sign up.
What is Individual Health Insurance?
Individual Health Insurance covers medical expenses for sickness or injury. Unlike a plan through an employer, Individual Health Insurance is something you select and pay for on your own. Additional coverages—not mandatory–may include dental, vision, disability, or accidental death and dismemberment.
What Is a Group Health Insurance Plan?
Group Insurance health plans provide coverage to a group of members, usually comprised of company employees or members of an organization. Group health members usually receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders.
What we offer:
- Hospital Indemnity
- Virtual Medicine
When life gets busy, a trip to the doctor for a minor illness may not be convenient. The HealthiestYou telemedicine app by Teladoc® can help get you the treatment and information you need — when you need it.
What Is Disability Insurance?
Disability insurance is a type of insurance that will provide income in the event a worker is unable to perform their work. Disability Insurance has specific rules as to what constitutes a disability and how a person might qualify to receive the benefits.
Types of Disability Insurance
There are two basic types of disability insurance.
- Short term disability insurance policies offer a worker a portion of their salary if they are unable to work for a short period—typically three to six months.
- Long term disability insurance offers a worker a portion of their salary if they are unable to work for a longer period—typically a period of over six months.