Where you live: If you live in an urban area with high levels of traffic where accidents, theft, and vandalism are more likely, this can affect your auto insurance rate.
Your gender and marital status: Women tend to get into fewer and less serious accidents than men, so they generally pay less for auto insurance. Statistics also show that married drivers are less likely to get in an accident than single drivers. However, a driver can negate these factors with a great driving record.
Your age: It’s typically believed that age brings experience behind the wheel, so drivers receive higher rates until they turn 25.
The car you drive: The cost of potential repairs and the safety record of your car will factor into your insurance rate. You could also receive a rate increase with a car that is more likely to be stolen.
How often you drive: The more miles you tend to add to your car, the more likely you are to get into an accident.
For the best pricing on car insurance in Florida, contact Zellner Insurance. We offer competitive prices and excellent service on a variety of personal insurance policies.