Have you ever wondered what determines your auto insurance rates? It may seem that those numbers have no rhyme or reason, but there are certain factors and criteria that most insurers can and do consider before coming up with that golden number.

Frankly, life insurance isn’t something we’re overjoyed discussing. Although however unpleasant the thought and the discussion, it’s very important to be covered. In the event of your death or that of your loved one, the costs can be exorbitant. Your life insurance policy is an important financial asset for your loved ones. Not only will it cover the costs of funeral and burial expenses, but depending on your particular policy, it can also provide cash to your dependents to help sustain them in the future.